Chairman’s Statement

Growth, for The Zein Group Holding Company, is never a reaction to external cycles or short-term ambition; it is the outcome of disciplined stewardship, institutional integrity, and a long-term commitment to the preservation and alignment of proprietary assets. At the core of the Group’s model lies a conservatively governed internal capital framework, supported by rigorous governance discipline and a diversified portfolio of privately held financial assets. The Group operates as a Private Family Holding, advancing through measured expansion, structural clarity, and carefully structured strategic investment relationships aligned with its long-term mandate. The Zein Group Holding Company conducts its activities exclusively on a private and proprietary basis, focusing on the preservation, disciplined growth, and strategic coherence of its internal capital through a multigenerational stewardship perspective. The Group does not pursue prominence or competitive positioning, instead prioritizing alignment, discretion, and the cultivation of trusted, long-standing institutional relationships. Its legal and governance architecture is designed for resilience, clarity, and continuity, existing to safeguard, manage, and strategically grow proprietary assets while fostering select, purpose-driven institutional partnerships. Leadership within the Group is exercised with quiet rigor and custodial responsibility, ensuring that all activities remain aligned with its enduring vision and values. In God, Our Stability — the steadfast cornerstone of our permanence and legacy.