Chairman’s Statement

Growth, for The Zein Group Holding Company, is never a byproduct of external trends or short-term ambition. It reflects our enduring commitment to institutional integrity, disciplined strategy, and the long-term stewardship of internal assets. At the heart of our model lies a conservatively managed internal fund, supported by the meticulous deployment of Intellectual Capital and a diversified portfolio of proprietary assets. The Zein Group Holding Company operates as a Private Family Holding, maintaining its strategic position through disciplined expansion, structural rigor, and carefully curated Institutional Investment Structures, including selectively chosen Strategic Investment Partnerships. London and Geneva serve as principal administrative offices within the holding company, while Beirut remains our core governance headquarters. Our financial model is centered on the disciplined management of internal capital and the careful development of exclusive institutional partnerships. We operate privately, focusing on the preservation, growth, and strategic alignment of our proprietary assets. Each initiative is selected to align with our internal investment objectives and the long-term stewardship of capital, reflecting a Family Office investment model. We do not chase prominence or market influence; we build enduring foundations. Expansion is pursued only with precision and purpose. We avoid competition, focusing instead on connection, alignment, and the cultivation of trusted institutional collaborations. Our operational and legal structure is designed for resilience, discretion, and clarity. The Zein Group Holding Company exists to manage, protect, and strategically grow its internal assets while fostering carefully structured institutional partnerships. The leadership and entrusted stewards embody quiet rigor, ensuring that the Group’s activities remain aligned with its long-term vision and values. In God, Our Stability — the steadfast cornerstone of our permanence and legacy.